Because USAA is not a publicly traded company, we answer to you. You can rely on us to recommend products and services that help meet your financial needs.

Save Time and Money

• Access and service your accounts 24 hours a day at usaa.com, whenever and wherever it's convenient for you.

• Take care of all your investment, banking and financial planning needs in one place.

USAA's mission is to facilitate the financial security of its members.

• Trust in one of the highest rated brokerage firms in the nation.

• Rated #1 discount brokerage firm, for overall customer satisfaction for broker assisted trades according to the American Association of Individual Investors Member Broker Survey in 2008.¹

• Qualifying members can do their banking from anywhere in the world with services like USAA Web BillPay® and USAA Deposit @ Home.²

Consider the investments objectives, risks, charges and expenses of the USAA mutual funds before investing. Contact us at 1-800-531-8910 for a prospectus containing this and other information about the funds from USAA Investment Management Company, Distributor.

© 2009 USAA.

Investments/ Insurance: Not FDIC Insured · Not Bank Guaranteed · May Lose Value. This testimonial may not be representative of the experience of others and is not indicative of future performance or success.

1   The American Association of Individual Investors (AAII) is an independent nonprofit association whose purpose is to help its members become effective managers of their own assets through programs of education, information and research. The 2008 Survey, reported in the February 2009 issue of the AAII Journal, asked its members to identify and then rate their discount brokers for trade price, execution speed, reliability and overall satisfaction. USAA was ranked #1 for overall satisfaction for broker-assisted trades.

2 You must qualify for USAA Deposit@Home; credit approval required.

3 Figure based on potential savings with USAA checking compared to average fee information on 2008 bankrate.com checking study.

4 USAA does not charge a fee for the first 10 ATM withdrawals and refunds up to $15 in other banks’ ATM usage fees each month. A 1% foreign transaction fee applies to withdrawals outside the U.S.

5 Earn 1 point for every $2 debit card purchase. Select “credit” at checkout; PIN-based purchases do not earn points. Restrictions apply.

6 You must contact us within 90 days after the start of your deployment/PCS or 6 months after your military campaign involvement and provide any required documentation.

7 Systematic investment plans do not assure a profit or protect against loss in declining markets. Dollar cost averaging involves continuous investment in securities regardless of fluctuating price levels of such securities. Investors should consider their financial ability to continue purchases through periods of low price levels.

USAA means United Services Automobile Association and its insurance, banking, investment and other companies. Banks Member FDIC. Investments provided by USAA Investment Management Company and USAA Financial Advisors Inc., both registered broker dealers.